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Popular Loan Products

Our Loan Products

Flexible loan solutions with competitive rates and personalized service to meet your financial needs.

Popular Choice

Home Loan

Competitive mortgage rates and flexible repayment terms to help you purchase your dream home.

  • Fixed & Variable Rates
  • Up to 30 Year Terms
  • Low Down Payment Options
Starting Annual Rate 1.9%
Fast Approval

Personal Loan

Unsecured loans with competitive rates, perfect for debt consolidation or major purchases.

  • Up to HK$1M Available
  • Fixed Monthly Payments
  • No Collateral Required
Starting Annual Rate 3.5%
Business Solution

Business Loan

From working capital to equipment financing, we provide funding solutions to grow your business.

  • Customized Loan Structure
  • Credit Line Options
  • Fast Application Process
Starting Annual Rate 4.2%

Loan Comparison

Help you choose the most suitable loan option

Loan Type Interest Range Repayment Term Loan Amount Fastest Approval Action
Home Loan 1.9% - 4.5% Up to 30 years 90% of property value 3-5 business days Apply Now
Personal Loan 3.5% - 7.9% 1-7 years $10,000 - $1,000,000 As fast as 24 hours Apply Now
Business Loan 4.2% - 8.5% 1-10 years $50,000 - $10,000,000 2-7 business days Apply Now
Financial Planning Tool

Loan Calculator

Use our easy-to-use loan calculator to estimate your monthly payments and total interest.

$500,000
$10,000 $2,000,000
5 years
1 year 30 years
3.5%
0.1% 10%
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Loan Summary

Monthly Payment
$ 0.00
Total Payment
$ 0.00
Total Interest
$ 0.00

The above calculation results are for reference only. Actual loan terms will be based on your personal financial situation and approval results.

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Why Choose Us

Why Choose Borrow4U

With over 10 years of experience, we've helped thousands of customers achieve their financial goals through personalized loan solutions.

Fast

24-hour rapid approval

Best

Competitive rates, flexible terms

10+ Years

Industry Experience

Fast Approval Process

Get approval results in as fast as 24 hours through our streamlined application process.

Competitive Rates

We offer industry-leading rates to help you save on financing costs.

Personalized Service

Our loan experts work with you to find the best loan solution for your specific needs.

Flexible Terms

Various repayment term options to match your budget and financial goals.

$5B+

Total Loans Funded

15,000+

Satisfied Customers

98%

Customer Satisfaction

24 Hours

Fastest Approval

Customer Feedback

Customer Reviews

Read real stories from satisfied customers who achieved their financial goals through Borrow4U.

SL

Sarah Lee

Home Loan Customer

"Borrow4U made my home buying process incredibly smooth. Their team guided me through every step, got me a great rate, and closed faster than expected. I'm extremely satisfied with the experience."
MW

Michael Wong

Business Loan Customer

"When I needed funding to expand my business, Borrow4U provided the perfect solution. Their business loan terms were better than my bank offered, and the approval process was quick and straightforward."
JC

James Chen

Personal Loan Customer

"I used Borrow4U's personal loan to consolidate all my credit card debt. Not only did I get a much lower interest rate, but now I have one manageable monthly payment. Their team was incredibly helpful throughout the process."
4.9

Based on 1,258 reviews

Interest Rates
4.9
Approval Speed
4.8
Customer Service
5.0
Get Started

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Ready to take the next step? Contact our loan experts and start your application today.

Contact Us

Phone
+852 3594 6733
Online: 9:00AM-10:00PM

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Address
Room 2820, Asia Trade Centre, Kwai Chung, Hong Kong

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